Empower Your Finances

Explore Our Islamic Finance Solutions

  • Achieve Homeownership the Halal Way
  • Financing through Ijarah
  • Secure Your Future
  • Simplify the Home-Buying Process
  • Grow Your Real Estate Portfolio
  • Unlock the Potential

Financial Guidance That Meets Your Needs

Discover the freedom of having your finances aligned with your faith. Join the wave of Muslims who are taking control of their money. Our team of experts and advisors are here to help you achieve your financial goals the halal way.

Your Journey to Homeownership with Afiyah

  • Initial Consultation and Financial Health Check-Up

  • Education on Sharia-Compliant Financing Options

  • Personalised Mortgage Planning and Application Assistance

  • Competitive Financing Rates

  • Ongoing Support and Step-by-Step Guidance

  • Long-Term Relationship and Financial Restructuring

Restructure Your Wealth Islamically

How would you like to be contacted?

Email

Phone

User Connect With Phone

Name(Required)
✓ Valid number ✕ Invalid number

Frequently Asked Questions

What are the benefits of Islamic Finance in Australia?

Ijara Muntahia-bi-tamleek is a Sharia-compliant financing option in available to Australians that avoids riba (interest), adhering to Islamic principles. It offers flexibility in profit rates—both fixed and variable—to suit different financial situations. Its structure is similar to conventional leasing, making it straightforward and accessible within various legal frameworks.

What are the advantages of using Afiyah as brokers for Islamic financing?


Afiyah brokers are specialists in Sharia-compliant financing, providing access to a range of Islamic financial products. They educate you on the nuances between Islamic and conventional financing to help you make informed choices. Afiyah ensures compliance with Islamic laws and helps secure competitive rates and terms. Importantly, Afiyah typically does not charge additional fees, with any necessary fees clearly communicated upfront.

How does Afiyah ensure that its financial solutions comply with Sharia laws?


Afiyah ensures that all recommended financial solutions strictly adhere to Sharia compliance requirements. We conduct thorough due diligence to verify that every product offered by our panel of lending providers is in full alignment with Sharia principles. This meticulous approach guarantees that the financial solutions we suggest are consistently compliant and align with our commitment to upholding Islamic financial laws.

What finance options are available under an agreement?

You may have the option to choose between principal and rental instalments or rental-only instalments. Afiyah will discuss these options with you to determine the most suitable choice based on your circumstances.

Who are our partners in Islamic Finance?

We collaborate with various partners across Australia to ensure both Shariah and legal compliance. We aim to broaden our options to assist as many clients as possible, accommodating their specific circumstances.

What documents will I be required to provide?

Each situation is unique and therefore a list of documents will be provided to individuals in the process.

For individuals:
Applicant ID verification
Employment details to verify the date of joining, designation, and name of the company
Original or certified salary slip showing financial strength of the individual
Bank statement of the salary account for the last 12 months
Previous year tax returns
For Companies

Applicant ID verification
Company details and financials
Bank statement of the account for the last 12 months
Previous year tax returns
GST registration

Learn more about Islamic Finance

If you’re uncertain on whether Islamic finance is the right choice for you and your family, we encourage you to read through our resources. Written by our team of experts, you’ll get a walkthrough of the principles of faith based finance and be equipped with all the essentials to grow your personal finance knowledge.

Learn to live and borrow righteously, with Afiyah.

Excellent
Based on 9 reviews
Naaziem Gaffoor
Naaziem Gaffoor
2023-12-10
Extremely professional. Good communication.
Sam R
Sam R
2023-12-07
Aamir is one of the nicest people to deal with, highly recommend working with him.
Sameer Mohd
Sameer Mohd
2023-12-06
Thank you for all your assistance!
Riaz Baseer
Riaz Baseer
2023-12-06
I used Afiyah for my home loan and they were really easy to deal with. I highly recommend them for your loans.
Fareed Uddin
Fareed Uddin
2023-12-06
I'm grateful to Aamir for his excellent support in buying our new home. His professional approach and quick response in securing our home loan made a usually stressful process quite manageable.

Personalised Islamic Finance Solutions

Finance me
Afiyah acknowledges the traditional owners of the land on which we work and live. We pay our respects to Elders past, present and emerging and celebrate the food, stories and culture of all First Nations, Aboriginal and Torres Strait communities.
Afiyah © 2022 All Rights Reserved
CALL NOW ENQUIRE NOW