Are you ready to invest in residential or commercial property through your Self-Managed Super Fund (SMSF)? Afiyah offers a Sharia-compliant pathway to financing your investment property, aligning your financial ambitions with your ethical values.
Investing in property through an SMSF can seem complex, especially when seeking financing that adheres to Islamic principles. From navigating Sharia-compliant investment options to understanding the intricacies of property financing, the process requires careful consideration. Afiyah simplifies this journey for you.
Afiyah specialises in providing Islamic SMSF financing solutions for property investment. Whether you're considering residential or commercial property, our Sharia-compliant financing options are designed to align with your SMSF goals and religious beliefs.
Our Islamic SMSF financing solutions for property investment are not just ethical but also tailored to meet diverse investment needs. We offer competitive rates and flexible terms for both residential and commercial property financing, ensuring your investments are compliant with Islamic financial principles.
Our process is simple and transparent:
Begin by filling out our 'Apply Now' form or reaching out to us directly. This first step sets the foundation for your SMSF property investment journey.
If you're new to SMSFs or need guidance, we have partnered with SMSF experts who can assist in setting up and understanding your SMSF. They will provide the necessary insights and support to ensure your SMSF is structured effectively.
Have a conversation with our specialists about your property investment aspirations. We're here to listen, understand, and align our services with your objectives.
Benefit from an ethical and compliant approach to financing your property investment. With Afiyah, you can be confident that your investment aligns with both your financial goals and Islamic values.
Our process is simple and transparent:
Islamic SMSF Property Financing involves Sharia-compliant financing structures for investing in residential or commercial properties through your SMSF. It ensures that your property investments are in line with Islamic financial principles.
The documentation required for SMSF property financing varies based on individual circumstances and the type of application. At Afiyah, we guide you through this process in detail, ensuring you understand what's needed for your specific situation. Below is a high-level overview of the general documents required. For a comprehensive and personalised list, please contact us directly.
General Documentation for All Applications
For PAYG Members – Income Verification
For Self-Employed Members – Income Verification
For New Purchase Applications
Evaluate Your Investment Strategy
Align with Retirement Goals: It's essential to choose property types that align with your SMSF goals, particularly focusing on how they fit into your long-term retirement strategy. This decision should not be made in isolation but in consultation with a financial adviser, ensuring that your property investment complements your overall retirement plan.
Consult Financial Advisers: Engage with financial experts who can provide insights into how different property investments can impact your retirement portfolio. They can help you assess the potential returns and risks associated with various property types.
Understand All Costs
Comprehend SMSF Expenses: Operating an SMSF can be costly. It's important to fully understand the costs involved in running and managing your SMSF, including setup fees, ongoing administration costs, and any legal or advisory fees.
Evaluate Viability: Assess the financial viability of your SMSF property investment. Consider all associated fees and charges, and how they will impact the overall return on your investment. This step is crucial to avoid any unexpected financial burdens in the future.
Partner with Experts
Afiyah's Finance Expertise: While Afiyah offers expertise in Islamic finance, it's important to complement this with advice from your accountant and financial planner. Our role is to ensure your financing is Sharia-compliant and suited to your needs.
Structural and Retirement Goal Alignment: Your accountant and financial planner will assist in understanding the right structure for your SMSF and ensuring that it aligns with your retirement goals. They can provide a comprehensive view of how property investment through your SMSF fits into your broader financial landscape.
We offer financing options for both residential and commercial properties, tailored to suit your investment strategy within your SMSF.
The costs vary depending on the setup option chosen. They include setup fees for the Superfund, trustee company, and bare trust, alongside Afiyah’s service fee for the loan component.
Afiyah is for all Muslims in Australia, and that includes the future generation of forward-looking Muslims. Reach out to one of our friendly specialists
to discuss your options.
With our focus on education and transparency, we aim to demystify the concept of Islamic finance for our customers. Through our resources and expert consultation, we encourage informed financial decisions that are in line with our customers' religious beliefs and financial aspirations.
If you're considering a car purchase and wish to maintain financial and religious integrity, we invite you to contact one of our friendly specialists. Our team is committed to assisting you in understanding our process, answering your queries, and setting you on the path to owning your profitable investment.
