SMSF Islamic Loan in Australia: An Overview In Australia, Self-Managed Super Funds (SMSFs) offer a unique opportunity for individuals to take control of their superannuation investments, particularly in property. Afiyah provides an SMSF product that introduces an innovative Sharia-compliant solution for property investment, aligning with both Islamic finance principles and Australian superannuation laws. This comprehensive […]

Purchasing a home is one of the most significant decisions we make in our lives, involving not only financial considerations but also deep emotional and cognitive involvements. Drawing from the behavioural insights in Daniel Kahneman's Thinking, Fast and Slow, and deeply rooted Islamic teachings, this blog post offers a personalised exploration of how to navigate […]

In the Australian financial landscape, the strategic use of property equity stands as a pivotal approach to wealth augmentation. At Afiyah Islamic Finance, we are attuned to the nuances and potential of this strategy within the framework of Islamic finance. This blog delves into the use of property equity for investment, enriched with the principles […]

Islamic wealth management incorporates principles and guidelines derived from Islamic law, known as Shariah, which governs various aspects of Muslim life, including financial matters. It encompasses a range of practices that are designed to align with the principles of Islamic finance and are aimed at preserving and growing wealth while adhering to Islamic principles. These […]

Wealth management in Islam is a comprehensive approach to managing and growing an individual's or family's financial assets. It involves a range of financial services and strategies aimed at helping clients achieve their financial goals, preserve and grow their wealth, and also plan for the future. Wealth managers provide personalised advice and guidance on investments, […]

Investment strategies can be guided by personal ethics, environmental goals and also religious beliefs. No matter what your strategy is, there is a wide range of investments that are available to help you start the perfect investment plan which aligns with your values. Halal investing is one form of value-based investing that is designed for […]

Borrowing money to purchase a home is an area of personal finance that affects Muslims. As Islam does not allow charging interest, traditional home loans are not suitable for all those living by Islamic principles.  Since Islam forbids loans that bear interest, Muslims seek halal alternatives to purchase properties. While there might have not been […]

Investing can be a great way to grow your wealth, but it also comes with risks. While some level of risk is inherent in any investment, there are steps you can take to protect your assets. Two key strategies are risk management and portfolio diversification. By implementing these strategies, you can help mitigate risk and […]

Smart spending and avoiding financial mistakes, such as overspending and falling victim to scams, are important in any economy but particularly so in today's challenging economic environment with the high rate of inflation all around.  By being mindful of your spending and being vigilant against scams, you can help ensure that your finances stay on […]

Investing in real estate can be a smart financial decision, as it has the potential to provide a steady stream of income. It also has a significant appreciation over time. Real estate investments offer a tangible asset with a stable return, which can be a great alternative to traditional investments such as stocks or bonds.  […]