Mortgage advisers are recalibrating their risk models after Anthony Albanese’s government secured a second term on Saturday, pledging a more muscular role for Canberra in housing supply, rent regulation and cost-of-living relief. Economists say the policy suite is unlikely to derail price growth in Australia’s tightest metropolitan markets, but it will reshape the composition of […]

Investing in Australian property using Islamic finance provides a Sharia-compliant path to building wealth. At Afiyah Finance, we offer financing solutions that avoid interest (riba), using models like Ijarah (leasing) and Musharakah (partnership). Here are 10 practical tips to ensure your property investment success. 1. Choose the Right Property at the Right Price Real estate […]

SMSF Islamic Loan in Australia: An Overview In Australia, Self-Managed Super Funds (SMSFs) offer a unique opportunity for individuals to take control of their superannuation investments, particularly in property. Afiyah provides an SMSF product that introduces an innovative Sharia-compliant solution for property investment, aligning with both Islamic finance principles and Australian superannuation laws. This comprehensive […]

Introduction to Ijarah Finance Ijarah, a term deeply rooted in Islamic jurisprudence, translates to 'leasing' in the conventional financial world. In Australia, a multicultural and economically diverse nation, Ijarah Finance is emerging as an ethical and viable alternative to traditional leasing methods. This comprehensive guide aims to demystify Ijarah, elucidate its principles, and explore its […]

In the Australian financial landscape, the strategic use of property equity stands as a pivotal approach to wealth augmentation. At Afiyah Islamic Finance, we are attuned to the nuances and potential of this strategy within the framework of Islamic finance. This blog delves into the use of property equity for investment, enriched with the principles […]

In the journey to homeownership, financial acumen plays a vital role in determining how smoothly you can navigate the labyrinth of loan repayments. Among the financial tools that can potentially speed up this journey, and save you money, is offset accounts in Islamic Home loans. But what exactly is an offset account? How does it […]

Investing in property through an Islamic home loan is a valuable means to secure an asset that could bring substantial returns. This guide aims to walk you through the process of investing in a property through Ijarah finance, a Sharia-compliant financing option. The Foundation: Financial Planning Prior to diving into a property investment, establish a […]

As mortgage brokers specialising in the Sydney property market, understanding the intricacies of Sydney house prices is pivotal for both our practice and our clients. Recent data suggests that Sydney house prices are set for a robust 10% growth this year, despite a surge in listings. Sydney House Prices: Diminishing Fears of Market Instability Early […]

Introduction Have you ever wondered about the Islamic home financing option while shopping for your dream house? Especially in Australia, where we observe an increasing trend in the acceptance of Islamic finance products, it's essential to understand this model. The aim of this article is to help you comprehend what Islamic home finance is and […]

Choosing a new home is no small feat, especially when considering the multitude of factors that influence your decision. For Muslim parents in Melbourne, a significant consideration should be the proximity to one of the city's highly-regarded Islamic schools. This choice isn't solely about convenience; it aligns perfectly with several key principles of the Islamic […]