Category: Property

Lock down Islamic financing at low costs so you can finally have the home you always wanted.

July 22, 2024

Comprehensive Guide to SMSF Islamic Loan in Australia

SMSF Islamic Loan in Australia: An Overview In Australia, Self-Managed Super Funds (SMSFs) offer a unique opportunity for individuals to take control of their superannuation investments, particularly in property. Afiyah provides an SMSF product that introduces an innovative Sharia-compliant solution for property investment, aligning with both Islamic finance principles and Australian superannuation laws. This comprehensive […]

January 2, 2024

Understanding Ijara Muntahia-bi-tamleek in Australia: A Comprehensive Guide

Introduction to Ijarah Finance Ijarah, a term deeply rooted in Islamic jurisprudence, translates to 'leasing' in the conventional financial world. In Australia, a multicultural and economically diverse nation, Ijarah Finance is emerging as an ethical and viable alternative to traditional leasing methods. This comprehensive guide aims to demystify Ijarah, elucidate its principles, and explore its […]

December 17, 2023

Navigating Property Equity

In the Australian financial landscape, the strategic use of property equity stands as a pivotal approach to wealth augmentation. At Afiyah Islamic Finance, we are attuned to the nuances and potential of this strategy within the framework of Islamic finance. This blog delves into the use of property equity for investment, enriched with the principles […]

October 4, 2023

Unlocking the Power of Offset Accounts in Islamic Home Loans

In the journey to homeownership, financial acumen plays a vital role in determining how smoothly you can navigate the labyrinth of loan repayments. Among the financial tools that can potentially speed up this journey, and save you money, is offset accounts in Islamic Home loans. But what exactly is an offset account? How does it […]

September 21, 2023

Investment Property through an Islamic Home Loan Ijara Muntahia-bi-tamleek in 2023

Investing in property through an Islamic home loan is a valuable means to secure an asset that could bring substantial returns. This guide aims to walk you through the process of investing in a property through Ijarah finance, a Sharia-compliant financing option. The Foundation: Financial Planning Prior to diving into a property investment, establish a […]

September 3, 2023

Sydney Housing Market Update: A Sturdy Rise in Prices Despite a Surge in Listings

As mortgage brokers specialising in the Sydney property market, understanding the intricacies of Sydney house prices is pivotal for both our practice and our clients. Recent data suggests that Sydney house prices are set for a robust 10% growth this year, despite a surge in listings. Sydney House Prices: Diminishing Fears of Market Instability Early […]

July 25, 2023

Is Islamic Home Finance in Australia the Right Option for You? An In-depth Guide

Introduction Have you ever wondered about the Islamic home financing option while shopping for your dream house? Especially in Australia, where we observe an increasing trend in the acceptance of Islamic finance products, it's essential to understand this model. The aim of this article is to help you comprehend what Islamic home finance is and […]

July 10, 2023

Why You Should Buy Your Next Home Near Melbourne's Islamic Schools

Choosing a new home is no small feat, especially when considering the multitude of factors that influence your decision. For Muslim parents in Melbourne, a significant consideration should be the proximity to one of the city's highly-regarded Islamic schools. This choice isn't solely about convenience; it aligns perfectly with several key principles of the Islamic […]

February 2, 2023

Tips for Effectively Saving for a Home Down Payment

Saving for a down payment on a home can be a challenging task, but with the right strategies in place, it can become a manageable and achievable goal. This article outlines effective tips for building your savings towards a successful home purchase. Develop a savings budget  To begin saving, determine the amount you need for […]

January 25, 2023

Why Should You Consider Home Loans If You Want To Own A Home? 

Why should one consider home loans? Well, Owning a home is a common life goal for many people. Your own home can provide numerous benefits and value for you and your family. While renting may be a convenient option depending on location or career, owning a home is often considered the ultimate goal.  One way […]

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